Invest in Your Child's Financial Future

The Million Dollar Baby plan from Timothy Spellman Insurance Agency offers a unique opportunity to secure your child's financial future. Imagine the peace of mind knowing your child will have a financial head start. Have you considered how early planning can lead to exponential growth?



Our plan utilizes participating whole life insurance as the core asset, ensuring guaranteed cash value growth and tax-advantaged accumulation. Parents and grandparents can maintain control over the policy, allowing funds to be accessed for significant life events like education, home purchases, or even retirement. This strategy not only provides lifelong insurance coverage but also creates a legacy of financial security.


Contact us to learn how you can start this plan for your child's future.

Details That Matter Most

The Million Dollar Baby plan is more than just an insurance policy; it's a comprehensive financial strategy. Here's what sets it apart:


Understand the key details:


  • Early start for exponential growth
  • Guaranteed cash value and tax-free dividends
  • Flexible access to funds for life milestones
  • Parent and grandparent control over the policy
  • Generational wealth transfer with tax advantages


Secure your child's financial future by starting a plan with us today.