Restaurant Insurance

As a restaurateur, you know there are many ingredients needed to run a successful business. After all, restaurant ownership is challenging enough without having to worry about food spoilage, fire damage, or employee or customer injuries onsite.


Restaurant insurance helps protect you from the risks you face as a restaurant owner, so you can put your focus where it belongs: on your food, your customers, and providing a great experience.


Adequate restaurant insurance can help reduce exposure to unneeded risk and ensure your restaurant is ready to do business with all-in-one property insurance, liability insurance, workers compensation, vehicle insurance, and business interruption insurance.

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Who Needs Restaurant Insurance?

We offer insurance to cover all food service businesses, including:


  • Bar Insurance
  • Café Insurance
  • Cafeteria Insurance
  • Catering Insurance
  • Diner Insurance
  • Deli Insurance
  • Food Delivery Insurance
  • Fast Food Insurance
  • Pizza Restaurant Insurance
  • Lounge Insurance


Some restaurants require specialized coverage, and we can help you navigate the issues facing the type of business you own or wish to create.

What’s Covered In A Restaurant Insurance Policy?

There are typically three important areas to consider when making a solid restaurant insurance plan. These coverages include:


  • Business Owners Policy (BOP)
  • Workers' Compensation Insurance
  • Business Crime insurance

Worried About The Cost?

We specialize in covering restaurants just like yours.


We have everything you need right here, including:


  • Monthly payment options
  • Temporary staff coverage
  • Claims responsiveness
  • Tailored coverage
  • Knowledgeable agents
  • Events coverage

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.


After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.


Contact us today, and we'll help you protect what matters most.

Other Solutions

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Get in Touch

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Location

635 Southpointe Ct. Suite 100, Colorado Springs, Colorado, 80906

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Phone number

(719) 374-5777

Insurance Inquiry Form

Submit your insurance inquiry today and let us provide you with personalized coverage options tailored to your specific needs. Start securing your future with Timothy Spellman Insurance Agency, LLC.

Contact Us